Research On Existing Problems And Countermeasures Of SMEs Credit Abstract

In the socialist economic system, SMEs (small and medium-sized enterprises) are playing a vital role due to their growing force. With their unique flexibility, SMEs have played an important stabilizing role in the impact of the economic cycle. This thesis, based on the current credit situation of SMEs and a profound analysis of existing problems and corresponding solutions, puts forward new ideas and countermeasures for how to deal with SMEs credit problems.Currently, there are many problems in SMEs credit, among which financing is the main factor that restrict its development. Essentially, the main reasons are that the credit environment of SMEs needs to be improved and the leverage of credit has not been fully realized.We will illustrate the significance of strategic environmental assessment in SMEs credit from the establishment and development of domestic and foreign strategic environmental assessment system. Although there are lots of difficulties, we still have to promote this progress as quickly as possible. We need to analyze the new problems of financing in the current SMEs from an objective point of view, the aspect of the financial system, the enterprises itself and changes of macro-background. On this basis, we will explore the effective channel of financing in SMEs, which can help SMEs to realize a smooth, rapid development and achieve the macro-economic policy objectives.As an important pillar of economic development and social stability, SMEs play a crucial role in activating the market, increasing efficiency, promoting economic growth, increasing the income of farmers, transferring rural surplus labor force, creating jobs and alleviating the impact of the economic cycle, etc. Therefore, the strategic environmental assessment for SMEs credit is of great significance. The sustainable development of SMEs credit lies in the establishment of the concept of sustainable development and the formulation of sustainable development strategies. The strategic environmental assessment of SMEs credit will pay more attention to the demand for environmental resources, and promote the concept of circular economy in the process of the entire development activities. What's more; planning the environmental assessment of SMEs credit will also enhance the social appraisal.