The Research On Bottleneck Breakthrough Of Guarantee Group

Finance and security have always been the worldwide problems restricting the development of SMEs, and establish a sound national security system is common practice to support the development of SMEs, the development of credit guarantee institutions to become the carrier of security, the security agencies in the development of small-scale capital, low magnification, the bank is not high degree of recognition range of issues, the security effect is not fully play, not the normal conduct of business.Guarantee institutions to finance SMEs in China has made tremendous contributions to the development of security agencies, but too quickly, excessive high-risk industries, majority rule and risk control requirements of the CBRC are acts of security agencies set up through the organization to adjust security group, and the necessity of security analysis group, we use the theory of industrial organization SCP paradigm on the security industry in China are analyzed in detail, that the security industry is in a perfectly competitive market structure, adjustment of behavior to be set up through the organization of security groups, development target market structure is oligopolistic or monopolistic competition market.The paper also analyzed the formation of direct injection of capital subsidiary of the parent model, the industry merger integration of existing security agencies to form patterns, and the combination of these two methods by three forms of security group model, and that the second is the most feasible. Group has been established which guarantee the existence of agency between the Group and its subsidiaries and two major bottlenecks in business operations. The author summarized the shareholders participate in the operation of the supervision of a natural person, the operator holds a different proportion of shares (options), shareholders holding with the operators involved in the combination of the three break model agency bottlenecks. Through business process reengineering of security, in the sort of breakthrough in the business chain operations inefficient bottlenecks. Finally, the healthy development of the Group's industrial security policy research organization, from the security industry to develop and improve access to policy research to guide policy and the supporting policy research conducted in depth.