Study On The Financial Management Of Rural Households In Fujian

As the establishment and development of Socialist market economy, available funds of rural households has been gradually increased. The demands of investment and finance was brought about in the rural family. In this article, through the studying of quantitative statistical data of Fujian rural families' basic economic situation, the current income, consumption and investment structure status have been researched. Fujian's rural households that have a stable income and asset base which can be used to finance, but the revenue and expenditure structure needs to be further optimized. And then, by data analysis, this article researched the status of business, advantages and disadvantages and problems encountered in business of rural households' all kinds of financial instruments. Inner factors such as different income levels, the different subjective decisions of individual and external factors such as neighborhood environment, market and policy has been analyzed as the reason which effected the rural housholds to decide which financial instrument to choose. At last, there is a discussion that future development of Fujian rural families' finance. According to financial status of rural families, government policy support, corporation support, farmers developing on their own efforts and other means have been discussed.