The Problem Of Rural Society Endowment Insurance Countermeasures

Since the beginning of the21st century, China is gradually entered into the aging society, and the national population age structure has undergone significant change. China’s huge aging population has not only brought a heavy burden and pressure to economic and social development, but also restrict the progress of the grass-roots rural households.If agriculture is prosperity, all the business would be thriving; if farmers become wealthy, the whole country would be rich; if the countryside is stable, the whole country would be harmonious. Promoting the rural reform, realizing the rural development, and maintaining rural area’s stability are the fundamental basis for nation’s development, and related to various businesses. The rural social pension insurance is a very important to China’s social security system. It is believed that, in the ethnic minority areas, it is more beneficial to take rural social pension insurance than other economic value. Rural social endowment insurance system should be managed as a system based on "Government Collective-Personal", which highlights the leading role of government, strengthens the collective allowance, and gives a reasonable guide to the villagers’personal behaviour. It also can strength the management of rural social endowment insurance fund, with the basis of the guarantee fund stability, its value would increase.This thesis will take Hohhot Saihan for example, a detailed analysis of the problems in the rural social pension insurance will be discussed, and the solution would be raised too. The Hohhot Saihan’s economic belongs to typical agricultural economy. For a long time, Saihan District rural pension is to taken the combined model of family pension and land endowment. While with the development of social and demographic changeing, the traditional pension can not meet the requirements of the new situation. It is necessary to perfect and promote the actual situation of the rural social pension insurance, in order to keep social stability and development in ethnic areas.First, this thesis will talk about the Overview of the rural social pension insurance:including the basic theory of rural endowment insurance, its development, social role in Saihan Region. And then, existing problems of Saihan Region of rural social endowment insurance system will be discussed, such as the low rate of rural social endowment insurance insurance; lack of collective functionality of rural social endowment insurance benefits; the unstable policy implementation; and the backward fund management method and so on. Several measures will be put forward to solve these problems, such as improving the enthusiasm of farmers to participate in the rural endowment insurance; strengthing the collective function of subsidies for rural social pension insurance, and improving the management of fund.Social endowment insurance system in Saihan District Rural does not benefit to the basic rights of life for the majority farmers in the protection area, but also boost the development of rural endowment insurance business, achieve a system optimization, plan the urban and rural as a whole,and give a real reference to establish a powerful society.