The Welfare State Pension System Research

Old-age care is one of the important issues in life for everyone. Along with the development of the society and the progress of medical science, life expectancy is increasing gradually. The aging of population is becoming a world trend and the problem of old-age care is becoming more and more important. After many years’developing, the pension system in welfare state has been developed to the stage of mature and reformation. The pension system in welfare state is worthy of careful research to get experiences, learn lessons and draw conclusions of guiding significance.The related content of pension system in welfare state are explained through five parts of the paper:The first part is the introduction. The introduction narrates briefly the background and significance, literature review home and abroad, the basic train of thoughts, research methods and anticipatory objective of the paper.The second part introduces theory basis of pension system and the history in welfare state. In the section of theory basis, the guiding ideologies behind are firstly analyzed from the perspective of the different historical stages of pension system in different stages, and then the ideological content of two main schools, the school of political economics and the school of new economics, are elaborated specifically. In the section of history, the whole process of the development of pension system in welfare state is analyzed and illustrated through the divided five stages of germinating, appearing, elementary developing, fast developing and reforming, striving to make the whole development clear.The third part states the basic content of pension system in welfare state. The main content of pension system in welfare state are analyzed and understood in this part from six aspects, concept, basic composition, factors, the financing way, the ways of payment and fund management. The ways of exemplification, contrast, etc., are used to try to make the concepts all involved clearly and accurately explained. The key content in this part involves welfare state, pension system, public pension system, professional pension system, individual freewill savings system, financial problems, unemployment problems, population problems, pay-as-you-go system, fully-funded system, defined-benefit system, defined-contribution system, public management of the fund and private management of the fund.The fourth part is the thinking relating to the pension system in welfare state. The two issues are analyzed firstly in this part, the problem of fair and efficiency and the question of the equality of opportunity and the equality of results, and then the problems of China pension system are briefly introduced and some revelations for China pension system development from pension system in welfare state are summarized.The fifth part is the conclusion. The train of thought in the paper is cleared up again to make the paper more logical and clearer of the purpose, method, process and conclusion in the research.The aging of population is becoming more and more serious in our country and the elderly is already the most in the world. To better solve the old-age care problem of the elderly is an important content in the country’s social and economic development and construction. There are great significances here to do the research of pension system in welfare state, taking it as the reference, to seek for a proper socialism road of pension system construction corresponding to the real situation of our country and with Chinese characteristics.