China’s Construction Of Affordable Housing Funding Sources Of The-BT Model Of Social Financing

With the deepening of the reform of our country, affordable housing construction becomethe current is carrying out a major engineering of people’s livelihood. It’s affordable housingconstruction must have huge funds as guarantee, need to ensure the safety of fund, theefficient measures and methods. Affordable housing construction fund and efficient stablesource of application is not only related to the interests of the people’s livelihood, also willdirectly affect China the stable operation of the financial institutions. The government is tobuild affordable housing system of main body, also want to play to the government inaffordable housing financing mechanism in the leading position. The government can takemany forms, setting up an independent institutions for the specific operation, includingaffordable housing finance, construction, management or buy homes, enjoy the crowd auditand later operation management, market supervision in the whole process. In the financingchannels and capital management, use of government credit guarantee institutions canimprove the operation of the financing ability, enhance the flexibility of the financing mode,reduce the financing cost of trade and effectively activate the qualified asset under acquisitionand construction has money, save operation management management cost. In order to breakthrough the current affordable housing construction capital bottleneck, ensure that affordablehousing construction tasks finish on time, financing release it is already imperative. That is, tocomplete the affordable housing construction task must be innovative financial mechanisms,attract social capital involved in the process of building affordable housing. The financingchannels of the construction model of the decision is that existing affordable housingconstruction mode and in the construction PeiJian or entrust, the main body of investment arethe government at all levels, and the government’s financial pressures are concentrated in theconstruction period, with the overall development of the urban construction, the governmentin affordable housing construction funds available is not abundant, and the existing model canattract social capital of the channel is quite limited. With public product affordable housingthe general nature of, is a kind of quasi-public products, BT RongTouZi mode at home andabroad is in the infrastructure construction financing is widely used in the process of a kind ofmode, affordable housing and BT model of clever union, not only can expand affordablehousing in China construction mode, attract social capital construction in affordable housing,affordable housing construction funds to solve the pressure, and the interests of privatefinancing increase investment opportunities, through the affordable housing constructionbrought steady benefits, promote the further growth of private capital.Construction of affordable housing for the government is a difficult task, is also a significant challenge; On private capital is an increase in investment opportunity to bringstability income opportunity. Only in dominated by the government, including the government,real estate developers, financial institutions, private funds this and related parties may jointlyefforts, innovative, can in affordable housing construction model and the financing channels,to explore an on the path of sustainable development and construction of affordable housingfor the money flowing into the living water, so as to promote our country construction ofaffordable housing development.