Thinking Of Rural Endowment Insurance Problems Of Population Aging

Population aging is the trend of the global population growth, changes in the structure of the population is widely and deeply affects the human society life, ageing has been incorporated into many developed countries in the world of social and economic development strategy, become one of the main countries of the government work agenda. According to international standard, the population aged60and over the age of60the total population of more than10%, or the population aged65and over the age of65the total population of more than7%countries or regions, which belong to the old country or region, according to our country population statistics show:the65years old and over65years old the proportion of the population has reached8.16%, more than long aging society international standards. Endowment insurance is the all the life of old people to protect the "safety net", the elderly in rural areas is more important. The aging of the population problem has attracted great attention of governments around the world, has become one of the most prominent problems in China in twenty-first Century, has brought severe challenges to China’s rural old-age insurance. The level is relatively backward in economic circumstances, can avoid to enter the ranks of the aging of the population without China, however as a result of the social system and the basic situation of our country’s special, how to solve the "security" in our country is very important. With the aging population in China is increasing constantly, the reform of endowment insurance system and the perfect policy becomes more and more important.In this paper, on the basis of research results of many experts and scholars, in-depth comparison and research of foreign pension insurance system and policy, and in China’s basic situation, carry on the thorough analysis of the problems and shortcomings of the current endowment insurance system in China is in response to the rapid population aging process, and to me perfect endowment insurance system put forward the preliminary suggestions and comments. No matter now or in the future, emphasis and difficulty of the problem is in the rural areas. With the aging of rural China’s situation is becoming more and more serious, the rural old-age security demand increasing, the center position in the rural reform of the rural old-age security, a comprehensive review of the rural old-age security system, has become an urgent need. Only has also established the old-age security system in the countryside, can really in the country to establish a set of old-age security system is reliable, through the mechanism of old-age security interests of the redistribution, alleviate the negative influence of the rural social unstable factors, to ensure the normal operation of the entire national economy healthy development and the market economy, to create a good and stable social environment for the sustainable development of China’s economy. Therefore, research status of rural endowment, rural endowment to explore, take effective measures feasible rural endowment, to tackle the challenge of aging is of great theoretical and practical significance.