Analysis And Recommendations For Urban And Rural Social Insurance Transfer Cohesion

With the full implementation of the social insurance system in our country, the urbanization level enhances unceasingly, labor between urban and rural flows increases, and the speed is accelerated. The flow has become the norm. There is still a gap system for social insurance relationship transfer problem between urban and rural areas.Many problems that exist in the social insurance relations transfer cohesion, a direct impact is about the insurance rights and interests, weaken the safeguard function of social insurance. But also limit the free flow of labor force between urban and rural and the growth of the labor market.Based on the study of a large number of domestic and foreign papers concerning social insurance system. This paper endowed insurance and medical insurance relations for example, and combined with local actual social insurance transfer the cohesion. First of all, the related theories of social insurance relations transfer cohesion and he development of social insurance relationship is analyzed. Summarizing the procession of the urban and rural social insurance relations transfer cohesion obstacles, analyzed the main problems existing in the urban and rural endowment insurance transfer cohesion:transfer of cohesion in the right conditions, such as failure to differentiate repeat coverage problem, new farming maintain capture expends fixed number of year cannot look to protect capture to expend fixed number of year, insurance as a whole fund is not transferred.the transfer of medical insurance in the cohesion of the problem:the unified system between capture expends fixed number of year to be recognized, harm the rights ginseng protect people’s health, capture expends fixed number of year is difficult to convert between different system, influence of insured’s enthusiasm, as a whole fund transfer not result in the rights and obligations between the regional inequality, poor treatment of cohesion, treatment gap, etc. Borrowed from the European Union and the United States in the social endowment insurance relation transfer cohesion of experience, the local government also has carried on the beneficial exploration in our country. Analyses on February27,2014, issued by ministry of human resources and social security of the "interim measures for urban and rural endowment e insurance system cohesion" compared to "the town enterprise worker is basic endowment insurance relationship transfer in place of the interim measures" for the breakthrough:integration of the relationship between the three social endowment insurance, standardize the procedures of transferring, clear point of endowment insurance relation transfer, ban repeated enjoy endowment insurance treatment. At the same time on urban and rural endowment insurance transfer cohesion method namely piecewise relevant supporting measures, efforts to improve the efficiency of handling, improve the coordination between the organization of agency of ability, the treatment of age and policy recommendations. Also puts forward several suggestions on the transfer of medical treatment insurance transfer cohesion:admitted to ginseng protect health care workers in other cities capture to expend fixed number of year, correctly handle ginseng protect people in the new farmers, urban residents health insurance capture to expend fixed number of year, properly coordinating the interests of the relationship between regions, realize the seamless health care treatment, accelerate the pace of urban and rural medical insurance plan as a whole.