The Research On The American Adult Higher Education Student Financial Aid System

With the deepening of the concept of lifelong education and lifelong learning,adult higher education in our country no matter from type.form or the number of students will increase.Its funding will present increasingly serious social problems.The problem which we must solve urgently in adult higher education in our country is to establish Chinese adult higher education student financial aid system.to ensure that the adult students could participate in lifelong learning.and their studies do not be interrupted by financial difficulty.The President of all previous years of the United States attached great importance to the development of lifelong education.The federal government standed up for adult students’ rights to participate lifelong learning in the form of laws and regulations.and promoted the development of American lifelong education by establishing adult higher education student financial aid system.American adult higher education student financial aid system was complete.it had constructed diversified financial aid pattern with the federal government as the core and social organizations which is involved.lt was an useful enlightenment and reference for other countries.In the aftermath of the financial crisis.the Obama administration reviewed the previous student financial aid system.and tried to reform it actively.Then the system of SAFRA was introduced(The Student Aid and Fiscal Responsibility Act of2009.SAFRA).it made the operation of the adult higher education student financial aid system from the market gradually returned to the government.The thesis used the methods of literature analysis and introduced the course of American adult higher education student financial aid system.as well as the operation mechanism and the form of the financial aid system.It summarized the characteristics and the effects of American adult higher education student financial aid system emphatically with the purpose of finding the defects of it and predicting its development trend.According to the current situation of adult higher education in our country,we should try our best to establish and perfect Chinese adult higher education student financial aid system.This research could be divided into five parts:The first part,introduced the course of American adult higher education student financial aid system from conception to development.The second part,introduced three operation mechanism,such as all levels of government guarantee mechanism,market-oriented operation mechanism,autonomous selection mechanism,meanwhile introduced the form of American adult higher education student financial aid system.The third part,summarized the characteristics and the effects of American adult higher education student financial aid system.The fourth part,found the defects of American adult higher education student financial aid system and predicted its development trend.The fifth part,the enlightenment, we should establish financial aid system and promote the development of Chinese adult higher education,introduce the market mechanism and develop student credit market,pay attention to adult students’different demands and improve the student loans system,perfect the tax system and encourage adult students to participate in lifelong learning.