Current Situation And Countermeasures Of Intermediary Business Development Of China Agricultural Development Bank Of Inner Mongolia Branch

The intermediate business is the product of social economy and fiduciary relationship development, make the bank fits for the financial market development. Along with the financial globalization,various of financial products derive and innovates, objectively promotes the intermediate business enlarging. Inner Mongolia branch of Agricultural Development Bank is the only policy financial organization, serves in the expanding domestic demand,intensifying agriculture infrastructure, responsible for improving rural area people’s livelihood,to give play to agriculture policy financial advantage.The characteristics of developing intermediate business include low capital occupation, low business risks and high comprehensive benefit, which are worth of deep exploring in business operation. The increase of benefits from intermediate business will enhance the profitability of Agricultural Development Bank; meanwhile,the income structure will be adjusted to improve the capability of resist risks.Domestic and overseas banks proved that the level of intermediate business is the core symbol of bank innovation and service ability. Agricultural Development Bank shall display the dominant position in the development of intermediate business to realize the income structure adjustment and operation strategy transition. Inner Mongolia branch of Agricultural Development Bank developed within several years; the intermediate business income achieved rapid increase and good results. However, along with the competition intensifies,Inner Mongolia branch of Agricultural Development Bank should rely on the agricultural policy financial organization advantage in the intermediate business in terms of business variety and innovation since the other commercial banks have accumulated advanced and fruitful experience.The research focus on how to break through the bottle-neck in the intermediate business in the methods of comprehensive theory analysis and comparative analysis aims at Inner Mongolia Branch to explore the sustainable growth approach. Through the deep analysis on the developing situation of Inner Mongolia Branch’s intermediate business,combining the development theory,to raise the developing idea,strategy and risk precautionary measures in the proceeding process.The research target is a first-level branch of state-owned policy banks. Therefore,the developing strategy of Inner Mongolia branch of Agricultural Development Bank has the meaning of reference to the state-owned policy bank’s intermediate business.