Research On Development Of Agricultural Supply Chain In Heilongjiang Province

Agriculture as the foundation of China’s national economy, including forestry, farming, fisheries, husbandry and so on, its development process can be summarized as primitive agriculture, traditional agriculture, modern agriculture three stages. Along with the rapid development of China’s rural economy, rural credit demand in the event of profound change, the supply chain financial thought into the rural credit to farmers, to solve the difficult problem loans, this also opens up a new perspective for the rural credit. Supply chain finance products and other bank financing product is different, its characteristic is relying on the stability of supply chain of large enterprises, the supply chain management, good reputation, orderly sales channel stability of the enterprise product design, by means of large-scale leading enterprises of small and medium enterprises, choose those business qualification good enterprise most commercial bank financing target, it can break through the commercial bank credit rating credit requirements, also does not need to be additionally provide other types of guarantee, also can really solve the financing problem of loans.As China is a traditional agricultural province, Heilongjiang province is facing problems of representative construction of agricultural financing environment. And now the agricultural investment sources mostly farmers have their own funds, the government has also introduced support subsidies of agricultural fiscal policy. In the rapid development of China’s economy at the same time, also need to accelerate the development of industrialization of the province of agriculture, is mainly to increase agricultural investment, the average scale of agricultural production, and increased agricultural demand for funds, so, in order to meet the demand and industrialization of agricultural capital development to create a good investment and financing environment, this a key issue to be solved..This article is based on this background, first from the concept of meaning and value of agricultural supply chain finance, and then through the analysis of the present situation and problems of rural finance in Heilongjiang province at present obtains, to analyze the development of agricultural supply chain finance, expounds the present situation of agricultural financing and agricultural financing problems in Heilongjiang Province, points out that with the development of modern agriculture has created the condition for the application of agricultural supply chain finance. Secondly, through the example of agricultural supply chain finance in agriculture in Heilongjiang, illustrate the success of agricultural supply chain finance, analysis of agricultural supply chain finance for agricultural production in Heilongjiang province brings to life the interests. Then, elaborated how in Heilongjiang province better application and popularization of agricultural supply chain finance, and respectively from the three aspects of government, enterprises, farmers are specifically elaborated the agricultural supply chain finance in modern agricultural life measures. Finally summarizes the agricultural supply chain finance in agricultural production and life status and role, some of the national policy and recommendations, and pointed out the direction of further research of agricultural supply chain finance.