The Problems And Countermeasures Faced By Shenzhen Endowment Insurance System Under The Aging Population Situation

Social security is the guard net and stabilizer in Chinese economic development. As the core part of our county’s social security system, the development of endowment insurance is closely connected with economic progress, social stabilization and the fundamental interests of our citizens.With global background of aging population, countries begin to find ways to reform their endowment insurance system. As all of us know China is a populous nation, its aging population characteristics are: the elderly population is large in scales, the growth of aging population is fast, and it hasn’t adapted to our country’s economic development. Facing the pressure of aging population, this article starts from the basic theory of endowment insurance, teases out its development history, analyses its relationships with aging population and China social transformation, highlights the necessity in the progress and perfection of our county’s endowment insurance.As a primary-level worker, taking Shenzhen--the "frontier" of Reformation and Opening-up as a research object, the author summarizes the achievements of Shenzhen endowment insurance in recent years by briefing the creation and the development of Shenzhen endowment insurance system. And comparing the old and new endowment insurance systems as well, the author tries to explore the problems of Shenzhen endowment insurance system and put forward more perfect countermeasures to enhance Shenzhen’s capacity of resisting risk of the ageing population, and play its important role in promoting social transition smoothly and maintaining social stability and harmony.