On Dynamics, Conditions And Influence Of The Insurance Informatization

"Science and technology are primary productive force". People have recognized that scientific and technological progress on economic boost is more and more important for economic development. The information technology, the representative of science and technology, is making the technology closer to people’s life and enterprise. Informatization has become the paradigm of modern society, and re-shaping the structure of society. Information society has arrived. The insurance came into being as the development of science and economic situation and the risk of developing, and in our country, the insurance has come into a new period because of the use of information technology. The insurance in our country has developed a lot, but there are many new problems too. The insurance market in the country is very potential, and the room of improvement is huge. In this paper, which named "On Dynamics, Conditions and Influence of the Insurance Informatization", the development status of insurance in our country with the information technology was studied.Firstly, the connotation and the inwardness of the insurance informatization, the application of the information technology in our country and the history of the insurance informatization ware elaborated after read and studied a lot of literature. Secondly, the informatiztion of insurance of the application of IT in the insurance industry could be understood as a proliferation of information technology, is a stage of development of the IT. This article elaborated driving force for development of the insurance information from the perspective of the principle of technology and social interaction, and described the conditions of the insurance information from the social point of view. Finally, we study the positive and negative effects of China’s insurance industry due to the application of IT, IT application of China’s insurance industry in the insurance industry to expand market share, improve the efficiency of the insured and the insurance products innovation and insurance services, while IT application of China’s insurance industry had a lot of negative issues:the transaction security issues, regulatory issues, and the credit system. This article focuses on the negative impact of IT on the insurance industry in information technology, driven by China’s insurance industry in order to achieve fast and good development must be to achieve the innovation of insurance companies, and how to promote the development of China’s insurance information countermeasures the focus of this paper.