Analysis On The Development Of HSBC Village Bank In Yong'an City, Fujian Province

Village bank is in the construction of socialist new countryside backdrop. In recent years, village Banks as emerging things in the development of rural finance in China, it greatly alleviate the problem of the rural "financial repression" and "bottleneck" of the development of rural economy in our country, the development of the new rural construction in our country, provide financial support. The development of it is good or bad to solve the problem of "agriculture, rural areas and farmers has a very important practical significance.In support of agriculture, rural areas and farmers service, village Banks efficient continue to provide financial services for "three agriculture" is a difficult task, to support the construction of new socialist countryside, will have a perfect and competitive rural financial system to support. For the past five years, YongAn village Banks in front of the state supports the development of agriculture, rural areas and farmers policy opportunities, toward the established goals moving forward, but on the road ahead is full of opportunities and challenges. In these five years, YongAn HSBC bank villages and towns has made a business performance, but also faced with some problems inevitably. Search of village Banks, therefore, this new type of rural financial organization of sustainable development, for promoting the new rural construction in our country has great practical significance. It is based on the above purpose, this paper discusses the issue of development of rural Banks YongAn HSBC.This article first to the scholars about the cause of village Banks, definition and significance were reviewed, and then to YongAn HSBC village Banks as the research object, the development of the bank earnings are introduced, and explore the experience from the development performance. Through the analysis of YongAn HSBC bank development experience, pointed out that the village Banks in the process of development that is a fact of some difficulties and problems. Finally, by using the methods of combining YongAn HSBC bank of village Banks in China market orientation, capital formation, the respect such as infrastructure and human resources put forward effective countermeasures or Suggestions.