Research On The Legal System Of Elderly Long-term Care Insurance In China

As the first generation born in the 1980 s one-child family parents into the ranks of the elderly, many children to support the traditional family pension mode of old people is huge impact, family endowment function gradually weakened, and that with the care needs of aging population continues to grow in our country is contradictory. In this context, old-age nursing problems caused the attention of the government, the social people from all walks of life. Starting from the 12 th five-year plan, the Chinese government stepped up to the old-age nursing problems seriously, and in recent years a variety of guarantee the rights of the elderly social groups increased, social intermediate forces began to call for the establishment of the care insurance. But at present our country still lack for the details of the elderly long-term care insurance policy and system, and even in the study of scholars, research on concrete system also are numbered. While China as a country of legislation, it must have a specific arrangement of legal system in order to implement the long-term care insurance of the elderly in the national scope, so it is necessary from the concrete system design to explore the establishment of long-term care insurance of the elderly in china.This article besides the introduction can be divided into three parts.The first part, a summary of the elderly long-term care insurance. In order to better explain the assumption about the long-term care insurance system for the elderly, the author has made the simple introduction of the long-term care insurance form the connotation and extension firstly.The second part, our country nurses the insurance legislation flaw for a long time the harm. The author analyzes the current social endowment legal policy involved in the elderly, to explore the old-age important guarantee for the elderly long-term care insurance legal system in our country, the lack of reason and harm, which demonstrates the necessity of constructing the elderly long-term care insurance legal system in China.The third part, introduces foreign long-term care insurance. Learn experience from reference foreign long-term care insurance system, and to construct the legal system of our country’s long-term care insurance perspective, to Germany and Japan as representative’s social long-term care insurance and represented by the United States commercial long-term care insurance has carried on the simple introduction.The fourth part, create China’s elderly long-term care insurance legal system. The elderly long-term care insurance is for the purpose of compensation be care of people to provide funds, so the author firstly construct the financing system of the elderly long-term care insurance, multi-angle analysis to establish the possibility of the elderly long-term care insurance capital account. And then the author from the perspective of the elderly to receive proper care, to our country the elderly in long-term care insurance treatment nursing hierarchy and payment system has carried on the comprehensive discussion.