Urban And Rural Equal Basic Financial Services To Supply The Legal Safeguard Mechanism Research

Urban and rural integration development fundamentally break the urban-rural dual structure and the problem of "agriculture, rural areas and farmers", narrow the gap between urban and rural development, promote the inevitable path to build a new socialist countryside. Promote the integration of urban and rural development is the national strategy of the coordinated development of urban and rural areas mainly gripper. Put forward in the report to the communist party of China(18 solved agriculture rural farmers work problems is the top priority, the integration of urban and rural development is the fundamental way to solve the problem of agriculture, rural areas and farmers "Third plenary session of the communist party of China(18 report once again stressed the "must improve the system and mechanism, to promote agriculture, led the country to the city, the reciprocity of workers and peasants, urban and rural integration new urban and rural relationship of workers and peasants, let farmers equal to participate in the modernization process, share the achievements of modern." Fair development between urban and rural areas is the basic content of urban and rural integration development and the important guarantee. Economic development level decides the financial service demand, and the financial demand and requires the corresponding financial structure and the arrangement of the legal system. Finance is the modern economic development of the important elements and the driving force, promote the development of urban and rural integration first is promoting the equal development of urban and rural basic financial services and the law is the basic guarantee. The root cause of the current our country rural financial development lies in the rural financial system does not conform to the rural financial demand characteristics and the lack of corresponding legal safeguard mechanism. Financial law, financial law can be said to be the cities in our country is not fully reflect the rural economy development rule and need, on the one hand, the formal financial institutions to provide effective services, on the other hand, the informal financial organizations in law and in the edge, which seriously affect the healthy development of rural finance in China. Therefore, in order to ensure the balanced development of urban and rural financial, we need efforts from two aspects of organizational structure and rural financial product, strengthen the financial service organization "three rural" service awareness, to develop a new type of rural financial market, financial institutions meet the demand of diversified rural financial services. Among them, the security of urban and rural equal basic financial services is particularly important and urgent.Article in accordance with the "theoretical research and empirical analysis and countermeasures" basic train of thought, based on the integration of urban and rural development background, to perfect our country urban and rural equal basic financial services law safeguard mechanism as the goal, combining the theory of financial deepening and financial rule of law, to the integration of urban and rural development and the connotation of urban and rural basic supply of financial services and the basic theory, basic financial services between urban and rural areas in China supply equal unequal performance, promote the urban and rural basic financial services status and existing problems of legal protection mechanism and perfect the legal protection countermeasures for system research. So as to promote the development of urban and rural basic financial service fairness in our country, the innovation of rural financial legal system construction, promote the integration of urban and rural development to provide theoretical guidance and countermeasures and Suggestions.