The Study On Middle-aged Peasants Willingness Of Endowment

The sixth census data shows that people with 30-50 age old are with high percentage of the population currently in our country, and 10 or 20 years later they will enter the ranks of the elderly, this is a significant feature of the China’s population age fluctuation change. Due to the traditional dual economic structure of rural social security system and imperfect rural social security system, along with the family planning policy, the family size miniaturization,low birth rate, the traditional model of family pension changes, how to solve the endowment problem of middle-aged peasants would be a serious social issue in future. On the implementation of social endowment insurance of urban and rural residents in 2014, in a certain extent, alleviate the farmer’s pension burden. However the low level of pension benefits cannot fundamentally solve the problem of farmers’ endowment economic needs.Middle-aged farmers now have to consider the future pension problems, their assumptions and subjective intention of pension problems can help us understand the situation of Chinese rural old-age security.Based on this, this paper focuses on rural old-age problem from the subjective wishes of middle age pension. Firstly, we select the willingness of middle-aged farmer endowment as a research perspective, combing with relevant literature as to the middle-aged and pension and defining the core concepts and types, to find endowment study relevant theoretical basis.Secondly, based on the survey for wishes on pension of the middle-aged farmer, we build the endowment will of the conceptual model and research hypothesis, describes the working life planning, urban endowment will, pension financial support plan, expected relationship with children, pensions living mode selection, institution endowment will for middle-aged peasants to old age. Old aged medical service demand, the village collective farmers endowment in the future, understand the overall idea and demand of the middle-aged peasants endowment in the future as well as the future pension path are social endowment or family pension, play a significant role in the research.Thirdly, according to the individual characteristics of middle-aged farmers, the pension cultural awareness and behavior, new agricultural insurance insured and cognition, etc, extraction and screening of relevant factors which led to the differences wishes of the middle-aged farmer endowment, empirical analysisand make theory real explanation. Finally, the improvement for the rural old-age mode of policy recommendations is continuing to emphasize the responsibility of their children, guide the family pension return? Strengthen pension policy support and service support, or going along the way of social pension, or both.The study find that there exist contradictions between endowment intend tendency and its endowment situation cognitive behavior of the middle-aged farmers. Willingness of children pension and questioning ability of children are co-existing; inadequate retirement preparation, self-savings dilemma and questioned the children material support ability are also existing; high acceptance of the status quo of rural pension agency services bleak and forced coexistence; Social endowment is a helpless choice under the function of family endowment weakening. Basis on this, we constructed the complementary relationship between family pension and social security pension, construct the policy supporting from multiply old-aged pension to family pension, from the social aspects that the funding pension and social care service supply of resources to advance the social pension, from the community to strengthen neighborhood support, and many other community-based organizations to improve village features pension.