Financial Services Products Consumer Rights And Interests Protection Question Research In Our Country

In recent years, with residents in our country family financial investment products are changed, choose deposit declining proportion of households, instead more choice of financial products. Financial products emerge in endlessly, people no longer just rely on the traditional investment tools such as bank deposits, achieve the purpose of asset appreciation value, resulting in the deposit financial phenomenon on the horizon. Although financial services products can give people bring higher yields, but also brings to the residents of high-risk financial products, financial services products popular exposed a lot of legal problems at the same time, and is likely to infringe upon the rights of financial services consumers, need our attention. In this article, through analysis of the general problems of financial services products consumer rights protection, and financial services products in our country consumer rights and interests protection present situation and reason, draw lessons from foreign experience in the developed countries, put forward Suggestions of perfecting our country’s financial services products consumers’ rights and interests protection, of financial services products consumer rights protection in our country, provide the beneficial reference.There are five sections in this article. From the first part of thesis research background, significance and framework of the second part introduces general problem of financial services products consumers’ rights and interests protection, including financial services products consumer concept, characteristics, significance and so on. The third part mainly elaborated our country finance financial product problems existing in the protection of the rights and interests of consumers, and analyzes the cause of these problems. The fourth part introduced the United States, Britain, Japan and other major foreign economic developed body in the financial services products consumer rights and legal protection practice experience and enlightenment. The fifth part is the Suggestions of perfecting our country’s financial services products consumers’ rights and interests protection. For financial services products consumer rights protection in China is expected to contribute, to better protect the consumers’ legal rights and interests are not violated.