Research For The Protection Of Financial Costumers' Right In China

Since the 1979 years since the reform and opening, our country's economy has grown at an average annual rate of 9.7%. Financial industry as one of the important pillar of the modern market economy, also in the rapid growth in the completed by a small savings bank to the ubiquitous financial enterprises, the change of the wide variety of financial products, a chrysalis into a butterfly. And when financial products into homes, such as finance, insurance, credit card, the financial industry to the economic development of our country also provides a great power.But with new things and must have all kinds of problems to be solved. With the increasingly rich financial goods, financial consumer concept is put forward and its connotation is extended continuously, financial consumer protection has become an unavoidable problem of the key issues and could not avoid.In recent years, the constant speed up financial reform in our country, there is no denying that has obtained the certain result, but with the developed countries relatively mature financial market regulation and financial consumers' rights and interests protection work than there are still many aspects, especially the law but also has many defects.The first female pilot fighters overseas debut shock promotional videoghts and interests protection law and introduced a unified law to protect the legitimate rights and interests of consumers is necessary. Based on our country present stage to study the financial consumers' rights and interests protection law, China's financial consumer rights and interests protection law is dedicated to provide you with some Suggestions and comments.In this paper, besides the paper is divided into four parts:The first part of basic legal basis for financial consumers' rights and interests protection. Mainly includes the financial products and financial consumer to the understanding of the two concepts and basic legal theory of financial consumer rights and interests protection. To the object of study has a basic understanding of, and lay a legal basis, to facilitate in the future to study and formulate relevant laws.The second part is the problems existing in the present financial consumer protection work in China. This part mainly includes the problems of the law itself, the problems existing in the financial institutions for financial activities and problems of China's financial industry regulatory agencies. Aims to found the problem after timely put forward the corresponding countermeasures, in order to protect the legitimate rights and interests of financial consumers.The third part is the developed countries the comparison and reference of financial consumer rights and interests protection law. Mainly includes the United States, Britain, Japan and European Union law in the field of development, the core content and the characteristic, and the advanced experience to carry on the discussion and study. Aims to enrich the financial consumers' rights and interests protection law in our country, our country construction has the Chinese characteristic socialist market economy needs.The fourth part is the perfection of financial consumer rights and interests protection law in China. Mainly includes the perfect existing law and a unified the financial consumers' rights and interests protects a law "two parts. Questions of the present stage in the second part puts forward the corresponding solution, in order to our financial consumers' rights and interests protection work can do it ", there are laws by law applied, barriers."...