The Analysis Of Environment Liability Insurance Construction Of Our Country

Environmental pollution liability insurance in our country starts late, the relatedlaws and institutions are not completed, but the overseas environmental pollutionliability insurance has been a long time.The international environment liabilityinsurance systems are introduced on the basis of mature countries, according to thepresent situation of environmental pollution liability insurance in our country, and thedevelopment of environmental liability insurance products, to carry out thecomparative study of the specific analysis of the development strategy ofenvironmental pollution liability insurance system in China, and put forward thesuggestions and comments of the products. This article try to analyze the foreigninsurance mode, comparing and synthesis, establish a model for China’s actualsituation, and a feasibility study. The United States, for example, set up a specialcoverage of environmental pollution liability insurance agency, could be followed inour country, because the environmental pollution liability insurance in our country hasjust started, the insurance enterprise is relatively small, even can not reach therequirements of the law of large numbers, commercial insurance companies don’t wantto open this danger to plant, also cannot obtain the expected benefits, so thegovernment can set up a special agencies to accept insurance[2].On the other hand, this paper tries to enforce is planted for the first time in ourcountry development experience, it is concluded that further perfect the system ofenvironmental pollution liability insurance in our country. Insurance in our countryadopt mandatory insurance model, through the supervision of the traffic administrativedepartment of the government vigorously, build the road traffic accident socialassistance fund in order to better protect the interests of the victim and set upinformation platform to realize the information sharing of motor vehicle insurance, beor get out of danger[3].This thesis is divided into five parts, the first chapter is the introduction of thisarticle, it gives the background of the study of environmental liability insurance,introduces the domestic and foreign literature review, the main content of the thesis and methods, as well as the innovation and deficiency of this article; The secondchapter is the case-Conocophillips oil spill, and the role of the government, insurancecompany and enterprise in the pollution of the environment; The third chapter is acase study, the Conocophillips oil spill process reflects the problems arising from thedevelopment of environmental liability insurance in China, analyses the reason of theproblems; The fourth part introduces the development of the national environmentalliability insurance mode, as well as the significance for our country; The last part isenvironmental liability insurance problems arising from the relevant Suggestions areput forward.