Research On Problems In Financial Supports For Agricultural Farmland Transfer In Nanchong City Sichuan Province

At present, agricultural farmland transfer undoubtedly become the hot topic in the countryside, it happens everywhere, Nanchong is no exception, Since2000gradually accelerated the pace of agricultural farmland transfer. Farmland transfer needs financial support. However, In the face of ongoing agricultural farmland transfer and financing needs, financial support is very weak. Financial support boost the local agricultural farmland transfer in Nanchong, but, due to the imperfection of Nanchong rural finance, problems in financial support for agricultural farmland transfer also gradually emerge.This article exactly researches the problems in financial support for agricultural farmland transfer. The author found the problems in financial support in the process of on-the-spot interview and questionnaire survey, hope that through the analysis to explore the reasons for these problems, combines with the advanced experience both at home and abroad, and puts forward constructive solutions.Path of writing of the paper’s major is financial support in agricultural farmland transfer as the center, such as government financial departments, banks, non-banking financial institutions and financial intermediaries. This paper analyzes begin with the current situation of agricultural farmland transfer in Nanchong, Nanchong responded to the appeal of state and combined local condition, develops agricultural farmland transfer with adjusted measures to local condition, agricultural farmland transfer appears faster development trend. In the process of agricultural farmland transfer, the defects of rural finance emerge. The original financing ways by self-sufficiency and private lending cannot meet the demand of agricultural farmland transfer. Especially with the increase of possibility, the growth of scale, the diversification of form and the business entities as well as management ways, the demand for financial support is more urgent. Otherwise, financial support object urgently needs financial support; financial support main body does not provide support in a timely manner. The authors found that four types of organizations all have some problems in support of agricultural farmland transfer. Government financial departments mainly stand in the angle of the macroeconomic regulation and control and social security, did not give farmland scale operators and agricultural financial institutions subsidies and tax breaks, did not let go right to the contracted management of land mortgage limit; banks, non-banking financial institutions and financial intermediaries did not do the business because that Agriculture is of high risk and low profit business. According to the above problems and reasons, the author puts forward some policy suggestions. For government financial departments, mainly construct financial support through specification, support and guide; banks construct financial support by the loan by land mortgage, loan scale, loan products, loan rate, rural financial institutions, payment and settlement system, credit system; non-banking financial institutions construct it by Small loan companies, financing guarantee companies, securities companies, insurance companies; financial intermediaries is primarily to strengthen services for financial institutions of public accounting firms, law firms, credit rating institution, asset appraisal institutions.This article mainly is divided into six parts, the first part is the introduction, mainly elaborated the selected topic background, the selected topic goal and significance, literature review, research ideas and research methods and innovation points and deficiencies, etc; the second part mainly related concept definition and theoretical basis, mainly elaborated the concept used by this writing process, for example, the concepts of agricultural farmland transfer, farmland finance, financial support for agricultural farmland transfer and theory basis of farmland financing theory and land scale economy theory; the third part mainly illustrates the present situation of agricultural farmland transfer in Nanchong and problems of financial support, respectively illustrates the present situations and problems of agricultural farmland transfer and financial support, including government financial departments, banks, non-banking financial institutions and financial intermediaries, finally made a summary; the fourth part mainly analysis the deep reason of inefficiency of financial support for agricultural farmland transfer, first elaborated responsibilities of government financial departments, banks, non-banking financial institutions and financial intermediaries, then analysis the deep reason of inefficiency of financial support for agricultural farmland transfer; the fifth part is the optimize and improve to perfect financial support for agricultural farmland transfer, mainly aims at the above problems of inefficiency of financial support to puts forward relevant policy suggestions; the sixth part is the conclusion of this article and follow-up studies.The innovation of this paper lies in that this paper put the reason of inefficiency of agricultural farmland transfer to be the breakthrough point for analysis based on the summary of experts’analysis for financial support, made up the inadequacy of the current literature. And in the policy suggestions, the author points out the financing way of right to the contracted management of land mortgage guarantee and mortgage, and introduce the new financial tools such as asset securitization and the land fund into the solution to make policy recommendations have certain forward-looking.This paper is based on field research of financial support of agricultural farmland transfer, aiming to explore the reason and solution, attempting to provide the theory and basis for the construction of financial support for agricultural farmland transfer, the research has certain academic and applied significance.