Chase The CDB Village Bank Performance Improvement Plan For Supporting Agriculture Research

The basic problems and development status, the agriculture effect in the towns of carding nationwide banks. Adopt the DEA model to analyze the chase to open the country to town bank agriculture efficiency, find its in chase Qinghai DaTong Rural Commercial Bank as a benchmark, and analyzes the reasons for the high level of agriculture performance. The above results suggested chase to open the country to the concrete implementation scheme such as loan pattern, development strategy and other aspects of the village and town bank performance improvement based on agriculture, so as to promote the better service "three rural", and provide policy suggestions to realize the sustainable development of its own.First of all, this paper summarizes and analyses the development background, development status of the national rural banks, focus on the development of village bank has problems and agriculture effect of a preliminary understanding. By analysis, the village bank at the beginning of establishment of the rural financial market to fill the gaps, support the Midwest inclusive financial development, but from the analysis results, the number of the current set up in east DaTong CBD Rural Bank have far exceeded the number of Mid West Bank towns and villages. Agriculture positioning of DaTong CBD Rural Bank gradually deviated from the original intention. This is for the research of DaTong CBD Rural Bank for performance promotion to build a realistic basis, the research to be established.Secondly, the rural small and medium-sized financial institutions through the selection of DEA model in the chase DaTong CBD Rural Bank, Qinghai DaTong Rural Commercial Bank, Agricultural Bank of China branch of the three the same in Datong County, time interception arrogant open DaTong CBD Rural Bank established after a period of operation of the 12 at the end of 2008 to 12 at the end of 2014, to evaluate the chase to open the country the rural bank for performance. The analysis is derived from the DEA model, the chase to open the country to town bank for performance of increasing state, but has not yet reached the production frontier. In contrast, Datong rural commercial bank can be used as a benchmark to chase our bank to open a village and town bank of agriculture provides beneficial exploration for performance improvement.Finally, based on the reality basis and the model validation results from the target, principle to the ascension path, from agriculture mode innovation, external supporting policies to increase and improve the management of aspects chase DaTong CDB Rural Bank performance concrete lifting scheme for supporting agriculture, will further improve the chase the village Banks support agriculture raises some policy Suggestions. Research proves that chase CDB village Banks as the only performance in a village bank support agriculture county in Qinghai province medium level in the rural small and medium-sized financial institutions, with reference to chase rural commercial bank mode of agriculture, agriculture performance has a larger rising space. For banking institutions to continue to launch in Qinghai province village Banks provide the reality basis.