Small Micro-enterprise Financing In Government Support Policy Research

Small and micro businesses is an important part of our national economy, it has an indispensable role in promoting scientific and technological progress, ease employment pressure and promote economic growth, promote economic structural adjustment and optimization. However, the problems encountered by small and micro enterprises in the development process also brought to our high degree of concern, particularly the problem of financing has plagued the small and micro enterprise development, has become a major obstacle to our country and even the world of small and micro enterprise development.From the macro and micro level analysis of the reasons for the formation of small micro-enterprise financing, and believe in reality, due to the small and micro enterprise development and the impact of its policy conflict, internal shortcomings of the financial system, the external policy environment and other factors, small and micro various difficulties in financing the process of corporate existence. On the basis of in-depth analysis of these factors, the paper also selected two Huaiyin, Lixia District of Jinan City and compared to find out by comparing the same policy in the environment, two areas in the settlement of small and micro enterprises through government support policies the effect of differences on the issue of financing, and preliminary analysis of the reason for this difference, and laid the foundation for the next make suggestions. Through research, we propose to build government and market financing mode hybrid policy in favor of small and micro enterprises solve financing difficulties, and to learn from the parties on the basis of analysis of domestic and international experiences, put forward policy recommendations, clearly address the small and micro enterprises financing difficulties "the government how to do" issue.