Investigation And Analysis On The Financial Demands Of Urban Residents In Faku

With the rapid development of economy in our country, the income level of resident rise ceaselessly, the living standard of residents also have improved significantly, the disposable funds more and more, most people simply choose to store money in the bank. In recent years, due to the rising prices, bank deposits "negative interest rate", the family assets has shrunk rapidly, financial problems have highlighted to come out. Therefore, financial management of resident is imperative. Financial service is a new business in recent years, various financial institutions to promote. It is the use of a variety of founds of customer resources, to help clients achieve higher than bank deposit income, avoid affected by inflation and negative interest rate era assets shrink.At present, there are many in the research on the financial problems in our country, but less from the perspective of the urban middle class financial research. How to after meet the basic daily consumption of urban residents, after meet the basic daily consumption of urban residents, how to manage the reasonable planning, the rest of the wealth in order to realize maximize the value of assets, this is the question need to discuss. In this paper, taking Faku residents as the research object, to understand the financial demands of urban residents. Faku residents as the research object, to understand the financial demands of urban residents. Faku town is part of Shenyang Faku County, the total economy is not very developed, but with the disposable income of residents increased year by year, personal financial demands is also growing. However, the current Faku personal financial market gross is not big, modern financial services development level is low, did not from a mature financial market, which also shows the financial concepts of Faku residents need to be further improved.In this paper, the current situation of financial demands of Faku resident research and analysis, using the survey research methods of questionnaire and collect related information. Based on life cycle theory, using the economics and statistics knowledge and tools synthetically, analyzes the current situation of the residents’ personal financial demands. Study financial management problems existing in the development of Faku, hoping to find out the countermeasures to promote the development of urban residents financial healthy, Promote residents scientific financial management, realize the value of assets, reasonably increasing property income, let the residents to share the results of reform and opening up and rapid economic development in our country, and eventually improve the living consumption level of residents to provide reference.