The Revolution Of Banking Process Research In TQRCB

For a long time,the domestic bank management still according to the traditional theory of labor division, the division of functions in accordance with the construction of the internal organization system, the so-called "sector banks". With the development of business, the traditional banking sector barriers, flow segmentation, overlapping functions, overstaffing in organizations, more personnel than work available appears day by day. In order to adapt to the new competition and solve the drawbacks of the traditional banking sector, the domestic banking industry put forward the "process bank" concept, that is, through a set of business process re structure of the bank, so that the traditional bank management mode could be reborn form a process management model driven new bank.With the deepening of the reform of rural financial system, model of village banks, small loan companies, Guarantee Corporation and other financial institutions have entered the county financial market, at the same time, the Agricultural Bank of China, Postal Savings Bank of China as a representative of traditional commercial banks are increasingly concerned about the financial markets, to return to the rural. Rural credit cooperatives exclusive county financial market situation has gone for ever. Commercial banks do banking financial institutions reform of rural credit cooperatives and the grounds, in his birth will inevitably inherit the drawbacks existing in operation and management of rural credit cooperatives. In the face of increasingly fierce market competition, commercial banks have to find a way out. Process bank, is also most Agricultural Bank of choice to change the management idea, ways to improve service quality and enhance market competitiveness. At present, domestic banks are more concentrated and construction process of the state-owned commercial banks and joint-stock commercial banks, rarely involving small-and medium-sized rural financial institutions in Rural Credit Cooperatives Rural Commercial Bank, mainly, it is necessary to study the process of rural commercial bank, construction bank, in order to promote the development of the rural commercial bank.This paper takes TQRCB as an object and this study focus on the construction of process banking application in Agricultural Bank. First of all, this new business model are defined for the flow of bank and it also points out the characteristics of the process of bank. Secondly, the management of TQRCB are analyzed and this paper has pointed out the problems and their causes. What’s more, it also puts forward the necessity of TQRCB construction of process bank. Thirdly, to study the construction of process bank scheme of TQRCB which includes the construction of process bank principle, construction content, construction difficulties, and how to guarantee the smooth construction of process bank building, and the construction of process bank preliminary effects are reviewed. Finally the thesis draws a conclusion.Through the study of TQRCB construction of process bank situation, not only help to understand the role and function of development process re-engineering in our country rural small amounts in the mechanism in theory, but also in practice applications for rural primary and secondary transformation to process bank provides financial institutions system, idea and scheme of operation, help application process banks in the medium and small financial institutions in rural.