Research On The Problems And Countermeasures Of Financial Support Agriculture Services

The party’s eighteen plenary session: to encourage the development of rural cooperative economy, encourage social capital into the rural construction, the protection of rural financial institutions deposits are mainly used for agriculture and rural areas, agricultural support protection system and a series ofpromoting the three agricultural problems reform measures, and provides an important guide for solution three dimensional rural issues. Three rural issues is to promote the Chinese economic, social sustainable development and realize the people’s happy life key.Agricultural development prosperity and well-off farmers, need the support of many aspects, financial support is crucial. Lack offinancial support is one of the main bottleneck for the development of China’s three rural issues. At present, the financial sector in China has shown a veryobvious disharmony phenomenon, namely the modern city finance and backward rural financial coexist at the same time, the financial two structure in urban and rural areas is more outstanding. In the process of development of the ruraleconomy, the financing difficulties of small and medium-sized enterprises, the loss of a large number of funds, financial market disorder, the county financial ecosystem serious problems such as backward, rural finance has been unable to meet the credit needs of farmers production and life of the basic, only a smallnumber of farmers and rural enterprises can enjoy the formal financial sectorcredit service. Coupled with the low level of rural financial market, rural finance are high cost, high risk and low income fatal flaws, leading to further deterioration of the ecological environment of the rural financial support, effective life of farmers and agricultural production is very difficult to obtain financial. Therefore, it is necessary to the existing financial support services in China are discussed in detail, based on the social investigation and reading a lot of literature, to the specific conditions of Leiyang city Hunan Province, financial support for agricultureas an example, to seek financial support mechanism is not perfect, the allocation of financial resources is not reasonable, financial management level is not highand the singleness of financial business and the absence of function is the main reason for the current problems in financial services, based on the abovereasons, draw lessons from the domestic and foreign financial support agriculture,put forward innovation for farmers improved financial support mechanism, financial products, strengthen the service consciousness and skills of agriculture andsuggestions on strengthening the accounting supervision of financial support to agriculture.