Research On Risk Management Of E-bank

The E-bank exists in the virtual network,which is an important platform for people to trade. The promotion of Internet technology, the growing abundance of financial institutions service, so that the development of online banking accelerated. Because of its free physical space, we can use it in any network environment on earth.Because of the free time constraint, we can not consider the time difference between countries. Because of the way it provides services, we can enjoy many forms of financial services. Therefore, we also can call E-bank 3A (Anywhere, Anyway, Anytime) bank.However, there are always two sides of things.Convenience is also accompanied by the risk. Because of its operation on the Internet platform, it has a virtual network, as well as the traditional form of bank risk.Based on the risk identification, we use the Delphi method. Four risk types are derived from the technical level, and the other four types are derived from the financial business layer. We use the Internet Bank of GS bank as the case study object. We use AHP to quantify the possibility of risk, and proposes the measures to solve. In addition, the paper deeply analyzes the earlier implementation of the online bank in risk prevention and control of excellent management methods. According to the situation of our country we draw appropriate preventive measures.The mixed operation of financial innovation in the Internet banking, supervision mode and measures have not rigidly adhere to the financial industry and Banking. This paper put forward in the final match with the suggestion of supervision.