Analysis On Characteristics And Influencing Factors Of Forest Property Collateral Loan On New Forest Business Subjects

With the rapid development of forest land, forestry production develop at scale gradually, and new forest business subjects began to grow rapidly. as the backbone of forestry industry development,the main body of new forestry management provides the leading role for forestry industry management to specialization, scale and intensive development. however, the financial market is a serious problem of credit demand suppression, the problem of funds has become the bottleneck of its development. how to solve the financing problem of new forest business subjects is a top priority.New forestry management body has three types of large farmers professional cooperatives, large forestry, forestry enterprises, The questionnaire survey of 84 major forestry households in Zhejiang province is carried out with the typical investigation. the Logistic regression of the large forest sample data was carried out by stata10.0 software, Made research for characteristics of the forestry major development, the characteristics of the forest mortgage loan and the influencing factors are studied, and some suggestions are put forward. the main conclusions of this paper are:1 、 Compared with the traditional forestry business entities, the main features of new forest business subjects mainly for large scale, high degree of specialization; strong profitability, broad sources of funding; good market prospects, products business diversification.2、The characteristics of forest property collateral loan in forestry major: the larger the size of the demand for funds, the current 47.06% sample households can not meet the needs, the main loan is mainly productive use, only 4.48% for household consumption, the procedure of handling the forest mortgage is complex and the cost is higher, but it is of great help to forestry production.3、The empirical results show that: The factors affecting the main forest mortgage loan of new forest business subjects,From the distance between financial institutions, the number of forest land, the age of the head of household, the forest ownership certificate and the degree of the forest mortgage loan,the degree of the forest ownership has a significant effect on the forest mortgage, the degree of the head of the household, the number of employment, the annual net income and the business area of woodland are not significant.4、According to the results of the research, the following suggestions are put forward: strengthen publicity of forest property collateral loan; simplified financial condition of forest property collateral loan; a reasonable choice of development model of forest property collateral loan; strengthening forestryindustry policy environment.