Research On The Development Of Enterprises Annuity Business Of Commercial Banks In China

In China, the enterprise annuity, is refers to the enterprise and the staff on the basis of participating in the basic old-age insurance in accordance with the law, establish voluntary supplementary pension insurance system. In modern enterprises, the enterprise annuity is an important part of human resource management, and in this, management mechanism of commercial banks as the enterprise annuity is essential, it has a very important significance for the core competitiveness and enhance the status of commercial banks, which in the management process of commercial banks becomes more and more important in the. Many commercial banks have to strengthen the development of enterprise annuity business in business development process, also gradually according to their own actual developed the system and mechanism, and accumulated some experience in business development, but in the end but because the actual situation is unable to obtain the best effect.According to the relevant state laws and regulations, in recent years, commercial banks have adopted a number of advanced management concept and operation mode in the development of business enterprise annuity, but there are still many difficulties and questions in business development. In order to promote the development of enterprise annuity business, we must first will change the business development concept, lifting its ideological obstacles, puts forward the development planning and clear, and strengthen the training and process optimization, so can the true meaning of the enterprise annuity business development as the core business, and develop core competitiveness own in the future market competition, to take the lead in market environment.According to the theory, the practice of summary analysis, developed by the Suzhou branch of China Construction Bank business enterprise annuity, the development course of the whole business as an example, the management and operation is improved, the scheme of the business development, combined with the whole process of describing business planning, business management, business promotion, daily operations, customer maintenance, development of commercial banks in our country business enterprise annuity to improve.