| Ministry of Labour and Social Security has issued twice the list of enterprise annuity fundmanagement institutions during2005and2007, including commercial banks, trust companies,insurance companies, fund management companies."measures on enterprise annuity fundmanagement" effective on May1,2011further defined China’s financial institutions’ duty in theenterprise annuity market as fund trustee, account manager, custodian, investment manager. Facingthe fast-growing enterprise annuity market, all financial institutions has obtained licenses have beenactively preparing and striving to occupy in the annuity market in a certain position. HowCommercial Banks can see situation in the fierce competition environmental and decide which rolecan play,make good use of its advantages，all of these in are this paper ’s studies.In this paper, the basic theory of the annuity such as enterprise annuity, theory is introduced.Analyse the effects of the annuity on the Commercial Banks. Then, introduced the typical nationals’bank advanced enterprise annuity business experience, China’s commercial banks’ the ongoingdevelopment of enterprise annuity status and following is the introduction of game theory, throughanalysis and comparison with competitors in the bank to play the main role in the enterprise annuitymarket, the advantages and disadvantages, choose the optimal annuity business developmentmodel for current China’s commercial banks to carry out. Finally, put forward a sound proposal forChina’s commercial banks on how to consolidate his position in the enterprise annuity market. |
PDF Full Text Request