Research On The Risk And Prevention Strategy Of Equity-Crowfunding In China

In recent years, the Internet has become a booster of traditional industries, connectors and catalytic converters. Internet applications not only penetrate into the financial, business, education, health care and other services, as well as the manufacturing industry, agriculture, etc., from social life to the economic production, to promote the transformation and upgrading of traditional industries. In the field of Internet Chinese a hot word is "Internet plus", last March 5th, the three meeting of the twelve National People’s Congress, Premier Li Keqiang first proposed the concept of "Internet plus" in the government work report. And as the Internet changes the typical representative of traditional industries -- Internet banking, already more and more be known to everyone, and the public to raise equity, as one of the representatives of the Internet banking, through development of a few years ago, gradually highlights the necessity of its existence, highlight the value. To see their progress at the same time, we also see, on the current state of the Internet banking. We also need to face a fact, regulatory policy, the industry practice and the foundation instability, in the current environment, due to the universal relation between things will inevitably related to the public to raise equity on. From the point of view of the current trend, in the future for a long period of time, raise public equity of each participant, including, of course, the supervision level should be in each other many exchanges communication and cooperation based on, the public equity raised a new round of institutional construction, so as to public equity raise the benign development, can provide a feasible and sustainable path and good business environment. And the public option to raise the risk of, first of all is helps the participants -- investors, financiers and platform and better understand the new financing mode, followed by in the actual investment of the project, can reduce the loss of their own, to improve their income, finally it may be advantageous to public equity raised in China, better development.In the first part of this paper to raise public equity to the basic aspects are summarized, mainly introduced the public to raise equity definition, classification, the participants, the congregation to raise equity credit risk, operational risk, legal risk and market risk and information asymmetry theory, commissioned by the agency theory, the theory of bounded rationality related theoretical knowledge. The second part introduces the development status of the Chinese public to raise equity and risk analysis, current situation mainly from recent years of data analysis that the number of platforms, the size of the financing, project financing, project success rate changes. Then according to the risk of investors, financing platform, analysis, analysis of factors affecting the risk, through the search data, create a simple model, analysis of the effects of risk. The third part introduces the legislation of all countries in this field to raise public equity, and the status quo in this field and the supervision and research, and to our country to raise public equity implications. The fourth part is from the actual situation of our country and foreign experience and in front of the risk, according to the previously mentioned specific risk prevention measures are put forward.