The Optimization Scheme Research On Corporate Governance Of The Rural Credit Cooperatives In Hebei Province

Rural credit cooperatives is the main force of rural financial services, the healthy and sustainable development of rural credit cooperatives is related to the overall situation of the construction of new socialist countryside. Since 2003, the rural credit cooperatives began a new round of reform. After more than 20 years, the reform achieved important staged results. However, the internal and external restraint mechanism is not perfect, the corporate governance is imperfect, which have become the important reasons for the sustainable development of the rural credit cooperatives.Hebei Province began to deepen reform at 2004 which was one of the pilot reform areas of the second batch. In June 2005, the provincial association was formally established, Hebei Province Rural Credit Cooperatives creatively put forward "two change"(rural commercial banks restructuring, joint-stock company restructuring) ideas in the new round of reform. And the joint-stock company restructuring was the first of this kind in China. The effectiveness of the reform directly affects the future development of rural credit cooperatives. Therefore, it has important practical significance for the research on the corporate governance structure of rural credit cooperatives in Hebei province. The rural credit cooperatives in Hebei Province as the object of the research, it adopts the theoretical research and theory with practice method, according to the specific situation analyzed of rural credit cooperatives in Hebei Province, the study gives the Countermeasures plan that how to improve the corporate governance structure of rural credit cooperatives through summarizing and analyzing the domestic and foreign about corporate governance of rural credit cooperatives theory.Firstly, this paper studies the corporate governance structure’s researches of the rural credit cooperatives of the scholars at home and abroad, on the basis of these theories, the paper analyzes the status quo and the problems of the corporate governance of rural credit cooperatives in Hebei province. On the basis of comprehensive study on the corporate governance of rural credit cooperatives and the practical situation of Hebei Province, the author puts forward the corresponding governance principles and solutions. The perfection of the basic principles of Hebei Province Rural Credit Cooperatives corporate governance include: sound organizational structure, clear boundary of responsibility, clear decision-making rules and procedures, effective incentive and supervision mechanism, information disclosure and transparency and reasonable social responsibility. Specific corporate governance structure of the plan including the Provincial Association of deepening reform, continue to promote the joint-stock reform, the introduction of strategic investors and improve the corporate governance structure. Through these concrete measures to explore and establish a set of effective corporate governance model which is suitable for our province at present stage needs, scientific decision-making, efficient implementation, effective supervision, checks and balances.