The Investigation And Analysis Of The Mortgage Loan Of The Land Management Right Taking Changtu As An Example

China as a huge agricultural population proportion of agricultural country, agriculture, rural areas and farmers problems not only related to the well-being of the farmer, but also to the stability of China’s economic development and national major issues, the fast development of agriculture in China in recent years, agriculture industrialization, agricultural industrialization road and appeared in a number of files for years, but with the expansion of the agricultural production, agricultural capital chain problems are increasingly becoming major problems hindering the development of the agriculture, the farmers but also because of the lack of the pledge and not through the loan financing, agricultural development can not get the financial support has become the great obstacles to solve the problem of agriculture, rural areas and farmers.In order to solve the problem of peasant household loans difficult, Changtu responded to an appeal by the state in 2011, the first rural financial products in Liaoning area. Through the castle for management of rural land as collateral to carry on the management of mortgage, practical and effective to solve the farmers financing problems, thus increasing the farmers’income, led Changtu the rapid development of agriculture.The main content of this article is:the first part of introduction research background, significance, content and framework. The second part expounds the related concepts about rural land mortgage loan and the basic theory, for the paper lay a theoretical basis for subsequent analysis. The third part introduces the domestic classic farmland mortgage model, analyze the advantages and disadvantages, and introduction to lay the foundation for subsequent Changtu land management rights to the mortgage. The fourth part mainly introduces the agricultural land management rights of Changtu mortgage model, through the participation main body, operation mode and the mode of the analysis of the characteristics that Changtu characteristics and advantages and disadvantages. Said of the advantages of Changtu farmland rights mortgage mode and restriction factor, finally the fifth part through the analysis of the above in Changtu land mortgage model optimization.