Study On The Mortgage Loan Mode Of Agricultural Land Management Right

The development of China's rural economy has been in a backward position.Agriculture is the most important thing and becomes the key of rural economic development.The shortage of funds seriously restricts the development of rural economy,so that the current rural economic downturn,infrastructure can not meet the needs of modern agricultural development,and the farmers' income decrease,which affect the overall income level of the national economy.In order to solve the shortage of funds,improve the enthusiasm of farmers' production,and promote the development of rural economy,our country has promulgated orresponding policies to encourage farmers to rely on rural land contract management rights for mortgage financing.All localities have implemented land mortgage loans through rural land contractual management rights.In 2016,the Arun Banner of the city Hulunbuir,as the second batch of rural comprehensive reform pilot areas in China,carried out the pilot work of agricultural land management right mortgage loan.Based on the land ownership,registration and certification work,it energize the rural land market and all types of resources,increase financing channels for farmers,to increase the agricultural efficiency and farmers' income.Because of its late start and low starting point,there are still many deficiencies in all aspects.The thesis studies the mortgage of the management right of agricultural land in the Arun Banner of the city Inner Mongolia Hulunbuir,grasps the implementation,trial characteristics and the development status of agricultural land management right mortgage loan under the background of national policy to encourage and support rural land mortgage loan,analyse the shortcomings of the existing loan model,combine with the typical mortgage loan model in China,draw lessons from its successful experience,then find the optimal mode and supporting measures to solve the mortgage loan of Arun Banner agricultural land management right,promote the healthy development of mortgage financing mode,service the modernization of rural economy better.The research ideas of this thesis are as follows:Base on the mortgage financing mode of rural land management right in Arun Banner of the city Hulunbuir,analyse the geographical location,administrative division and population,economic and social development,be supported by the use of property rights theory,institutional change theory,land rent land price theory,financing guarantee theory,financial development theory,make a systematic study on the current situation,the trial characteristics and the development status of the mortgage financing of the existing rural land management rights in Arun Banner,Find out the shortcomings of its existence,combine the typical model of China's Ningxia Tongxin County,Liaoning Faku County,Mingxi County of Chongqing,absorb the experience of success,then,the thesis puts forward countermeasures and suggestions for the financing mode of rural land management rights from the institutional level,regulatory level and supporting mechanism level.This thesis has its own innovation.On one hand,the topic of this thesis is fresh.This thesis selects the Arun Banner of the city Inner Mongolia Hulunbuir,which has not been seen in the existing literature.the Arun Banner of the city Inner Mongolia Hulunbuir is listed as the national rural contracted land management right mortgage pilot banner on March 2016,which is the only one in Hulun Buir.For its research,Hulun Buir will get adequate preparations of the future land management rights mortgage loan pilot implementation.On the other hand,the actual operation of this thesis has some characteristics.Starting from the reality of the Arun Banner,this thesis makes an investigation and analysis of the local existing mortgage loan modes.In view of the existing problems of mortgage financing in the Arun Banner,this thesis puts forward corresponding countermeasures and suggestions from three aspects of system level,supervision level and supporting mechanism.