Analysis And Evaluation Of The Core Competitiveness Of Bank Of China Limited

Banking in China's financial sector has bee n in a dominant position in China's financial system continued to deepen, after the share reform of the Bank of China's five largest state-owned commercial banks have successfully listed, with the degree of opening of the financial sector increasing, a num ber of strong competitive joint-stock commercial banks and even some city banks are crashed into the sky, while the arrival of the Internet era of financial reasons, as well as the interest rate marketization reform, making a increasingly fierce competitio n among banks.In the post-crisis era background, analyzing operating results of Bank of China Limited represented by state-controlled banks, studying its core competitiveness in the current economic and financial situation of such complexity has some theor etical and practical significance.Based on Bank of China Limited as the research object, firstly the paper delineates the concept of core competitiveness of commercial banks, and elaborates the core competitiveness of commercial banks has the features an d basic elements it contains, considered the core competitiveness of commercial banks should be a comprehensive capacity and quality,which in the bank itself must be unique and irreplaceable and valuable that customers can realize;same time, through analys is of the opportunities and challenges of Bank of China Limited facing a such situation in today's complex financial environment proved the necessity and importance that Bank of China Limited should enhance its core competitiveness. In order to better anal yze and evaluate the core competitiveness of Bank of China Limited, according to the basic features and elements of the core competitiveness of commercial banks,the paper build the core competitiveness evaluation index system more comprehensively of commercial banks from six aspects, and in the empirical part does clustering screening and multiple correlation analysis to these capacity indexes, hoping t he economic expectations of the ultimate meaning of the selected indicators contained more representative, more full of informative. In addition to the Bank of China Limited, the paper also selects an additional 12 A-share listed commercial banks for comparing, which includes the type of state-owned banks and national joint-stock commercial banks, and uses the empirical entropy method of analysis to determine the weight of each index, getting the ability to come to the Bank of China Limited and the ranking of each case.According to the empirical results of a comparative analysis,the papers studies and evaluates the core competitiveness of the bank in China,analyzes the competitive advantages and disadvantages of Bank of China Limited, finally proposals the policy recommendations to enhance its core competitiveness.