Research On The Financial Service Mode Of Small And Medium Enterprises In China CITIC Bank

To perfect the financial service mode of small and medium enterprises in China’s commercial banks is very important for promoting the long-term development of small and medium enterprises, and promoting the development of our country’s economic development.In this paper, Based on the current implementation include professional institutional model and the "business circle and the industrial chain" model of CITIC BANK, analyzed the existing organizational structure, product system and characteristic business processes are.And through the comparison with other types of stock commercial banks, summarized the advantages and disadvantages of the financial service mode of small and medium enterprises in CITIC BANK, and put forward suggestions. The innovation of this paper lies in, First, On the basis of defining the concept of small and medium enterprise financial service model of commercial banks, the analysis of the trinity of the organization structure,product system and business process is carried out.Second, In view of the problem and the problem of the paper put forward the suggestion of the feasibility, such as the basis of the enterprise life cycle innovation product system.