The Imbalance Of Agricultural Insurance Development In Guangdong Province

Guangdong Province is the country's major agricultural province, but also the region with frequent natural disasters, the National 44 kinds of major natural disasters have occurred in the 40 kinds of Guangdong, the average annual natural disasters up to 30 times, in 2013 affected a n area of 1.15 million hectares, resulting in 18.7 billion in direct economic losses. Since 2007 a pilot agricultural insurance, agricultural insurance Guangdong Province developed rapidly, but in the fast-growing region there has also been the problem o f uneven development, development of agricultural insurance is not conducive imbalance send the rational allocation of resources, to deal with the imbalance of agricultural insurance conducive to improving the social security system in rural areas, promote social harmony.The article first elaborates the basic theory of agricultural insurance, agricultural development in the full understanding of the current situation in Guangdong Province, with reference to a large number of research scholars, and the agricultural insurance market in recent years, the relevant data for a detailed analysis of selected farmers' per capita income per capita of the affected area, farmer education, their consumption levels, insurance companies supply, population, age, gender and other factors and the status quo of agricultural insurance development in Guangdong Province, the detailed reasons for the imbalance in agricultural insurance in Guangdong Province conducted a qualitative analysis, through Compare reason for the imbalance noted expand insurance supply, changes in government publicity and objects corresponding to measures to deal with the development of agricultural insurance in Guangdong Province imbalance.