Study On The Trial Implementation Of The “Two Rights” Mortgage Policy Of Rural Land

Land and housing are farmers and relying on the basis of all social activity and social interaction, the right to the contracted management of rural land property rights for farmers and farmers housing is particularly important. Implementation of "two rights" rural land mortgage loan policy, on the one hand, is conducive to promoting the marketization and modernization of rural production, on the other hand also makes the capital into the countryside, for farmers to broaden the path to the innovative undertaking. Henan province is a big agricultural province, rural land "two rights" mortgage policy implementation in henan province situation, to a certain extent can predict its situation in the country. On March 24, 2016, the people's bank of China in conjunction with the relevant departments jointly issued by the pilot of rural contracted land management rights mortgage tentative method "and" interim measures for farmers housing property rights mortgage pilot ", from the loan object, loan management, risk compensation and necessary support measures, the pilot project monitoring and evaluation in many aspects, such as for financial institutions, pilot areas, and the related department to promote the implementation of "two rights" mortgage pilot has been clear about the policy requirements. In this social background, this study adopts the method of literature research, comparative analysis, system analysis, etc, in henan province rural land policy of "two rights" carried on the thorough analysis of the status of pilot area. First on the rural land problem of the "two rights" mortgage policy, namely, "two rights", and the feasibility and necessity of policy implementation are analyzed in theory; Secondly on the basis of empirical research materials of henan province, the "two rights" mortgage policy for rural land problems in-depth analysis; Again, through the analysis of foreign rural land mortgage policy brings us enlightenment, aiming at the improvement of the rural land "two rights" mortgage policy put forward several measures; Finally, the "two rights" rural land mortgage policy made a simple summary.