Research On The Credit Risk Management Of A Branch Of G Bank In Real Estate

The real estate industry is an important basic industry of our national economy,With the rapid development of real estate industry,capital requirements for banks in the real estate industry is also gradually increasing,but at the same time,it also appeared a lot of problems.Therefore,strengthening the research on the commercial bank real estate credit risk management,to improve the bank real estate loan asset quality and prevention and has important practical significance to resolve the credit risk of bank real estate loans.This paper is divided into five parts.The first part introduces the purpose,significance of the research background and research,and to develop the technology road map and use the research methods.The second part of the study focuses on the issue of the definition and related theories of involved was studied in detail,including the specific adverse selection theory,the theory of moral hazard and commercial bank credit risk model,.The third part mainly introduces the current situation of credit risk of a Branch of G Banks and the causes of the problem in-depth analysis.The fourth part by using analytic hierarchy process establishes the commercial bank real estate credit risk evaluation system,through the model so as to make this study more scientific and reasonable,The fifth part of the countermeasures China's commercial banks credit risk of real estate proposals.