Reform Of The Housing Accumulation Fund System Of Housing Security Perspective

Housing fund is staff housing consumption fund in the housing system reform process of the formation of centralized management and operation by the housing provident fund management institutions around. Housing provident fund system, is an important part of the new urban housing system reform traditional housing system formation. It has played an important role in improving the living conditions of workers, improve living standards of urban residents, promote the industry development, stimulating economic growth and so on.With the real estate market, the full development of the socialist market economic system has improved steadily, housing reform process socio-economic context has undergone profound changes, the housing provident fund system, there have been some outstanding contradictions and prevailing market economic system incompatible. In recent years, the community has a lot of housing accumulation fund system dissent, and some even hold their totally negative attitude.Generated in the housing accumulation fund system reform, but also to the nodes of the reform itself.This study will be mainly based on the new situation, the housing accumulation fund system under the guidance of the overall national real estate control policies, according to specific requirements of China’s economic and social development, combined with the actual circumstances and the development of international tourism island of Hainan Special Economic Zone, better play their housing support functions. Analyzes the various difficulties facing the housing accumulation fund system, summarized the focus of the controversy, noting that the key issues plaguing the Chinese housing accumulation fund system development has lagged behind its functional orientation changes in the New socio-economic backgrounds.Comprehensive assessment of major reform proposals put forward by the parties to explore the direction of reform of the housing accumulation fund system, Hainan Province, the actual housing fund operations as a starting point, proposed the use of housing provident fund supported the idea of affordable housing.