The Research On Housing Security System In Huanggang City

As the basic conditions for human survival, housing is indispensable to any person. The housing right is a fundamental human right, and housing issues related to the people to live, work and vital interests. Solving the housing security system of the low-income groups in urban areas is an important issue which is related to the social stability and sustainable economic development. Therefore, governments around the world attach great importance to solve this problem. With the accelerated pace of urbanization, the rapid increase of urban population, the pace of housing commercialization has been accelerated in recent years, the housing prices increase rapidly, how to build a more rational urban and rural housing security system, and to solve the housing problems of low-income families, have caused great concern of various sectors of the community that has become a hot issue.Taking Huanggang city as an example, the essay makes a research on the urban housing security system and gets a conclusion as follows:Housing is a special kind of commodity which is of big value and a long period of use. Under the background of the market mechanism, many residents can not only solve their housing problems through the market, so the government, as the main body of building the housing security system, should be responsible to bear the housing security construction. Government housing construction should be used to control the real estate market. The scope of housing security should be appropriate, clear, and the package must diversify. At present, the scope of housing security in Huanggang City should be defined that the middle and low-income residents live in low-profit housing accounting for 70% of the total number of residents, 20% of the high-income earners live in houses, and about 10% of the lowest income group is the subject of the supply of low-rent housing.It is clearly a national housing policy to put the middle-and low-income housing supply into the government housing security supply system. There may be only two ways to resolve the gap between the housing price and the annual household income of ordinary people: First, substantial increase in income of the residents or countries grant subsidies: Second, significant reduction in house prices. The first way can not be achieved in a short period of time, and the second means of supply can not be done in the market supply system. Judging from recent statistics, there is a rapid growth in housing prices in urban areas of Huanggang, in which case, the huge gap between the existed housing price and the income of ordinary residents will further increase, thus we should play an integrated role of the diversified protection. Government should formulate policies to guide developers to participate in the construction of low-profit housing construction. The developers should assess the situation and actively participate in the construction of low-profit housing to meet the needs of middle-income class. Control the affordable housing construction, play the role of second-hand housing market, conduct the families which have a certain economic conditions but there are difficulties in the acquisition of new housing, not only to improve their living conditions in the second-hand housing market, but also to play a role of the housing rental market, to solve the housing difficulties for some families in transition period and the floating population through the rental housing, making use of the housing resources of the whole society reasonably and effectively to raise the living standard of the middle and low-income people. The security housing subsidies has better flexibility and low cost. The housing consumption subsidies policy attaches more attention to the rules of the market value than the supply of subsidized housing policy, and the role of subsidies directly transmits to consumers. Therefore, the subsidy policy is the direction of development for a future period of time in Huanggang city.