Research On Regional Difference Of Financial Subsidy Of Agricultural Insurance

In recent years,frequent agricultural disasters have caused serious damage to the farmers' life and agricultural economy,which has aggravated the financial pressure of our country.With the development of China's policy oriented agricultural insurance in all regions of the country,the loss of farmers in the affected areas has been effectively alleviated.However,in various regions of our country both in terms of economic development,degree of loss of natural disasters,agricultural production and the development of agricultural insurance mode,there is a great difference,which makes our country must impose subsidy policy differences between different regions.Agricultural insurance subsidies in accordance with the different methods of subsidy policy in East Central and western regions of the overall consideration of the current situation of regional economic development,it seems that there is a specific loss of fairness.Therefore,only the agricultural insurance subsidy policy can be refined and adjusted in order to better ensure the fairness and standardization of the policy.However,how to ensure the fairness of the financial expenditure of agricultural insurance? How to make a difference in the area of agricultural insurance subsidies?How to reasonably determine the optimal size of the differences in the financial subsidies in different regions? To study and solve these problems,it is necessary to carry out a comprehensive,qualitative and quantitative analysis on the financial subsidies of agricultural insurance in our country.The purpose of this study is based on determining the fiscal expenditure fair,re-partitions on the development of agricultural insurance in China,in different regions the development of agricultural insurance model to explore,so that the pattern of the financial subsidies of agricultural insurance in various regions is optimal,and the government in different rural areas to promote the development of agricultural insurance in the process.The actual operation to give policy recommendations;through the study of China's agricultural insurance subsidies difference,put forward feasible suggestions on narrowing the gap between rich and poor farmers target.Firstly,in the introduction,the research background and significance of research was briefly introduced,the main contents,relative ways,and the new ideas and shortcomings of this paper,and the related research status at home and abroad briefly,and then,on the basis of the existing literature is reviewed,and this paper puts forward the research perspective,the research method and content.Then,itdefines the related concepts and theories,and makes a brief summary of the theory of the differential financial subsidy of agricultural insurance.Then,the paper made a comparative analysis of the differences between American and China agricultural insurance of the financial subsidy policy,and the successful experience of American agricultural insurance poor alienation of financial subsidy policy conducted in-depth analysis of the mechanism of China's agricultural insurance business.Then,the fifth chapter of this paper,according to the relevant theory of the third chapter,the empirical analysis of the fairness of the agricultural insurance subsidy policy,the empirical results can be effectively passed the test.At the same time,the agricultural production function is selected as the optimal scale empirical analysis model of the financial subsidy,and the efficiency of the differential financial subsidy policy of agricultural insurance is analyzed.Finally,based on the results of empirical simulation and the development of agricultural insurance in different regions,this paper puts forward some related suggestions.The results are as follows: first,agriculture insurance,financial supplement spending and the fiscal expenditure on supporting agriculture increases by 1% each,the unfair social values were increased 0.9511% and 0.0124%,positive elasticity coefficient explains that they don't have to improve social fairness.Therefore,China's agricultural insurance differential financial subsidy policy should be explored for the optimal size of the proportion of the development of the region.Second,the traditional regional classification can not achieve the balanced development of agricultural insurance in various regions,which can not narrow the gap between the rich and the poor.Therefore,the financial subsidy policy of agricultural insurance should be re-carried on the partition of the financial subsidy.Third,the elasticity coefficient of agricultural output in each region is different,which affects the development of agricultural insurance in different regions.Therefore,the government should due to appropriate,according to the optimal size of the areas of financial subsidies for agricultural insurance are reasonable subsidies to achieve the efficiency of financial subsidies of agricultural insurance,so as to promote the agricultural insurance the long-term effective development.