Research On Financial Subsidy For Policy Oriented Agricultural Insurance In Xinjiang

In 2007,the central government included some areas of Xinjiang in the pilot program of policy-based agricultural insurance,with the central government and the Xinjiang uygur autonomous region subsidizing the premiums of the pilot programs.In response to the effective demand of agricultural and animal husbandry production,Xinjiang has promoted the related work of policy-based agricultural insurance in an orderly manner.Xinjiang's breeding industry is widely distributed and diversified,and natural disasters and accidents occur frequently.Therefore,it is necessary to include part of planting and breeding industries into the varieties guaranteed by policy-based agricultural insurance.At the same time,we will encourage all localities,cities and counties to independently select the types of insurance that are in urgent need of participation,and,in accordance with local farming and animal husbandry production characteristics and local finance,timely launch policy-based agricultural insurance coverage.In 2010,on the basis of cotton,wheat,corn and other original products,Xinjiang carried out pilot work on apple,pear,jujube and other fruit industries in Aksu.In 2012,the three counties of Manas,Jimenai and Chabuchaer included local meat and goat insurance in the pilot program of local financial subsidies.Based on the actual needs of local governments,the scope of liability of cow insurance should be expanded,and Wolf disaster and poisonous grass disaster should be included in the scope of natural disasters.In 2013,in line with the needs of agricultural development,Xinjiang selected facility agriculture as the subject of insurance and started the pilot program of financial subsidies for policy-based agricultural insurance in Urumqi,Turpan,Hotan,Hami,Altay and other regions.In 2017,Xinjiang issued a series of detailed rules on fiscal subsidies in order to standardize the management of policy-based agricultural insurance fiscal subsidies.Over the years,in order to disperse the natural risks of agricultural and animal husbandry production and ensure the stability and development of rural economy and society,Xinjiang has fully considered regional conditions and continuously explored the policy-based agricultural insurance model.Xinjiang for differentiation of policy-oriented agricultural insurance different insurance mark subsidy policy,periodic subsidies results have been achieved,help solve the problem of "agriculture,rural areas and farmers",but in the process of carry out policy-orientedagricultural insurance subsidies,has also exposed a series of problems,hindered the part of the process of rural development and poverty alleviation engines work,also need to constantly perfect the system of policy-oriented agricultural insurance subsidies in Xinjiang.Paper on Xinjiang policy-related agricultural insurance subsidies implementation of specific circumstances,the introduction of market failure,weak industry of agriculture,welfare economics and other related theory,using the literature methodology,norm analysis,comparative analysis and other research methods,the development of policy-related agricultural insurance subsidies in Xinjiang and the current situation,existing problems and cause analysis,policy-oriented agricultural insurance subsidies at home and abroad experience and enlightenment for research,policy agricultural insurance in Xinjiang and put forward a sound financial subsidy system countermeasures and Suggestions.First of all,this paper clearly defines the relevant concepts,expounds the market failure,agricultural weak industry,welfare economics and other relevant theoretical basis,and introduces the development process and status quo of policy-based agricultural insurance financial subsidies in Xinjiang.Then,from a financial subsidy mechanism to be perfect,the government fiscal subsidies to support the recognition is not high enough,farmers of fiscal subsidies,insurance standard and the farmers demand gap,between the orgnaization of agency of the government,farmers and is difficult to balance the interests of illegal arbitrage,farmers,and the person in charge of fiscal subsidies and other six problems are analyzed,and analyzes the causes of the problem,including fiscal subsidy laws and regulations is not sound,lack of government's financial strength,farmers risk consciousness,lack of correct understanding of farmers to fiscal subsidies,agricultural insurance market role not being effective play and compliance regulation does not reach the designated position.Thirdly,it summarizes the experience and inspiration of the policy agricultural insurance financial subsidies in Zhejiang province,Heilongjiang province and Inner Mongolia autonomous region,and also summarizes the experience and inspiration of the policy agricultural insurance financial subsidies in the United States,Japan and Spain.Finally,based on the situation in Xinjiang,I proposed the Xinjiang policy-related agricultural insurance subsidies system of countermeasures,including optimization of fiscal subsidies running mechanism,various raise fiscal subsidies,increasefarmer recognition of fiscal subsidies,the government should shift to the value orientation of fiscal subsidies,straighten out the relationship between the orgnaization of agency of the government,farmers and,to strengthen the compliance regulation of financial subsidies.