The Impact Of Internet Banking On The Intermediary Business Of Chinese Commercial Banks

In recent years,the rapid development of Internet banking in our country,have great influence on the operation after the power of China's financial market and the development of banking industry.Commercial banks have already been fiercely competitive,and with the accession of Internet banking,the situation has become more complex and hot.The impact of Internet banking on commercial banks is mainly to compress the table,stimulating the outside of the two aspects of the role.In such a new situation,this paper,to analysis the financial impact of the Internet on the development of the intermediate business of commercial banks in China,through the introduction of the development of Internet banking,Internet and financial analysis of the total business of commercial banks each have advantages,finally analysis from two aspects of qualitative and quantitative,pointed out Internet banking had a positive impact on the intermediate business of commercial banks in china.Then it points out that the diversification of China's commercial banking business,and the intermediary business as a new supporting role in promoting the development of commercial banks and intermediary business proposals.Generally speaking,the net interest income and intermediate business income and other non interest income which is composed of three parts of the commercial banks in the current source of income,Internet financial development,financial environment constantly changing,the old bank profit model depends on the net interest income has not yet then continue to focus on the development of the intermediate business is represent the general trend.At the same time,strengthening the commercial banks' own intermediary business,product design and innovation ability is also an important reference for the future of the increasingly complex financial environment.