Analysis Of The Competitiveness Of The Intermediary Business Of The Industrial And Commercial Bank Of China Erdos Branch

From 1984 since the establishment of commercial Banks,the development of financial industry in China has been more than 30 years of development,the main business income of banking still spreads income as the main source of income,and compared with many of the more mature economies,domestic intermediary business revenue is still in the primary stage of development,innovation is insufficient.Along with the start of the much starker choices-and graver consequences-in planning and economy of our country has entered the production capacity and inventory of economic throes,persistent downward economic development,the state introduced a series of economic and financial reforms,a number of financial reforms directly endanger the development of the financial sector,such as interest rate marketization,lift the ceiling on interest rates to rise.Internet financial and third-party payment release,carved directly finance the original business areas,especially the tradition of the intermediate business of commercial bank settlement business has received the impact and challenges,and other intermediary business by the Internet financial impact is bigger.Therefore,the development of the commercial Banks to continue to maintain the original model,it is difficult to maintain long-term competitive advantage,is bound to lose market share,in addition,changing customer demand,joint-stock Banks and the addition of the network bank forced the state-owned commercial Banks to make a change.Based on this reason,under the new situation in the middle of the business development and upgrading competitiveness research analysis,judgement.This paper select with icbc branch in ordos the author's work as the research object,first of all,icbc middle ordos branch business development present situation,operating varieties are introduced,secondly to icbc branch in ordos intermediary business to evaluate the advantages and disadvantages of analysis,finally through the theoretical analysis and comparative analysis the advantages and disadvantages in the ordos branch of icbc intermediary business competitiveness promotion countermeasures and Suggestions.In the economic transformation and financial system reform,under the impact of the Internet financial,combines the actual conditions of ordos branch of icbc current development and existing problems,change ideas,to speed up innovation,put forward the strategy,as the rapid development of the intermediary business of ordos branch puts forward theoretical basis,effectively promote the ordos branch of icbc improve intermediary business competitiveness.