The Research On Fujian Province Urban And Rural Social Endowment Insurance System Convergence

Social insurance is an important part of the social security system,and the endowment insurance as the core part of the whole social insurance system to protect workers' legitimate rights and interests.But as a result of the identity is different in population of each system is covered,presents the diversification trend of urban and rural endowment insurance,unable to realize the effective connection between different system situation and go against each other between the urban and rural labor transfer at the same time.To a certain extent hindered the development of economy of fujian province.Fujian province people's government enacted?The implementation of the integrated public pension insurance system for urban and rural residents?in 2013,.Human resources and social security ministry and the ministry of finance issued the?The temporary measures for the connection between urban and rural old-age insurance system?in 2014,specifying terms of methods,cohesion,transfer and receiving conditions,etc.These documents promote the transfer of old-age insurance for urban and rural residents in fujian province.But there are also some limitations,such as transfer of cohesion in the right conditions,such as urban and rural endowment insurance and town as insurance capture expends fixed number of year discount policy is not reasonable,city job transfer as a whole fund is not unfair,etc.This paper tries to endowment insurance transferring of fujian province as the research object,the analysis existence question,the integrated use of literature analysis,questionnaire analysis and sum up method.This paper clarifies the purpose and significance of the research,reviews the research of literature at home and abroad,introduces the research idea,method and innovation.Secondly,the relevant concepts and relevant theories are expounded.This paper expounds the present situation of the transfer of old-age insurance in fujian province.And puts forward the problems mainly include:endowment insurance after transferring the rights and interests is damaged,capture expends fixed number of year,the overall level and handling,the differences between the responsibility main body and the pay cost standard,etc.The reasons for the analysis inculde:the institutional design,the overall level,the economic level,the practical operation level.Finally put forward should gradually improve the system of endowment insurance for transferring,perfect capture expends fixed number of year to calculate way,improve the overall level set provincial adjustment funds of funds,perfecting the information system and to strengthen the construction of talent,reform the existing payment mode,clear the government responsibility in the transferring of urban and rural endowment insurance,etc.