| China’s agricultural foundation is weak,The rural economic development level is less than the city,urban and rural construction polarization is larger,the urban and rural residents’ income gap is becoming more and more big.Service to agriculture,rural areas and farmers of the construction of new rural construction of new urbanization purpose is all about developing rural economy.Rural finance is the center of the modern rural economy,shortage of capital is one of the important reasons for the slow development in rural areas.Inclusive finance main purpose: for all people,especially for the people who Poverty can’t loan,and help them out of poverty.On the third plenary session of the 18 explicitly put forward the implementation Inclusive finance financial as the goal of the rural financial reform in the future.To achieve this goal,it is necessary to accelerate the development of a new type of rural financial institutions in our country.The establishment of rural banks to some extent to meet the rural financial demand,improve the rural financial system,increase the financial support of the rural economy,and to Improve the rural financial system,The development and perfection of rural Banks is not only related to farmers’ production and living,but also to the whole country’s social stability and harmonious development of urban and rural construction and other major issues,which is a top priority of the current rural financial system reform Establish and improve the system of rural Banks in our country,also is the important path of Inclusive financial practice in China.The pilot of rural bank since 2008 in Hunan province,As of June 2016,the opening of rural bank in hunan province has up to 31.In this paper,based on the specific circumstances of hunan province,through in-depth investigation and study found problems in the development of Chaling Pufa Rural bank and meet the development of the bottleneck,Combining with the development of rural bank and community Banks institutions at home and abroad experience,To explore the countermeasures and suggestions to Chaling Pufa Rural bank about sustainable development. |
