Research On P2P Net Loan Platform Based On Promoting Rural Economic Development

P2P finance is also known as Internet lending,which is defined as:the number of nodes in a wide range of network environment,the extension of the money lending relationship,usually between individual business dealings.P2P net loan to complete the loan channel is the Internet platform,when the platform to confirm the relationship between the loan transaction can handle the relevant formalities.Typically,the borrower will loan funds and repayment date and other lending information released.A P2P net loan business by four ways:the first category is the platform is based on second types of secured transactions;for the transfer of creditor’s rights contract based on P2P;third kinds of Internet financial services platform for large financial groups;fourth is based on the transaction parameters as the center,build a comprehensive trading platform,its focus is the integration of the Internet business line under the.Today’s mobile Internet era has been growing,in the context of e-commerce and online payment to strengthen this model,the environment began to birth a new model of modern financial network lending.The traditional financial model has many drawbacks,it is difficult to adapt to the rapid development of modern financial needs.To some extent hindered the pace of economic development,therefore,urgently needed an effective way to deal with the gap between supply and demand,then the derivative of the net loan platform,which is an efficient channel of small and medium-sized enterprises lack of funds most actively seek effective investment funds.With the full implementation of China’s reform and opening up the great initiative,but also to promote the innovation and innovation of rural finance.In 17 years,the State Council issued a document explicitly mentioned,accelerate the use of Internet technology to financial institutions,especially for the development of appropriate financial support for agricultural households,such as insurance,small loans,etc..In addition,the financial aspects of the mobile Internet and other aspects of the initiative to promote the implementation of the rural.China’s rural economy is also regarded as a key element of the overall economy,according to the relevant data show that the proportion of the total national income of farmers’ income is gradually rising trend.The improvement of the living standard of Chinese farmers and the stability of their living environment will depend on the level of economic growth.Because of China’s rural economic development is slow,the national resources system in rural areas enjoy the obvious value of large deviation,most of the funds are not fixed investment products,this is the direct reason for the drawbacks of the existing rural development funds.This paper focuses on the related P2P financial platform launched a systematic research on the rural economy,first supply and demand sides of the economy carries out a full analysis on the integrity construction of agricultural platform launched on multiple dimensions,in order to seek effective ways to realize rural agricultural project financing,so as to promote its economy fast to ascend.