Hanhua Financial Holding Co.,Ltd.New Energy Vehicle Financial Leasing Business Risk Research

In March 2015,Ministry of Communications issued the opinions on accelerating the popularization and application of new energy vehicles in the transportation industry.Opinions pointed out that the local people's government to seek support for new energy vehicles are not limited to,not limited to purchase.In May 2015,the State Council issued the "made in China 2025",put forward "energy saving and new energy vehicles" as the key development areas.In November of the same year,the NDRC issued "guidelines for the development of electric vehicle charging infrastructure(2015-2020)",clearly put forward in 2020,the country will add a centralized charging station 12 thousand,charging pile 4 million 800 thousand decentralized,in order to meet the demand of 5 million electric vehicle charging.Along with the policy support and market acceptance gradually increased,in 2015 the new energy automobile production and sales growth is huge,December 2015 sales growth of up to 240.8%;at the end of 2015,Beijing city began to implement the new energy vehicles free lot number policy,more to promote the sales of high peak at the end of the year.In addition to favorable policies,technology and environmental awareness,the user's acceptance of new energy vehicles significantly improved,for the development of new energy vehicles has laid a good foundation.In this paper,Han hua Financial Holding Co.,Ltd.New energy vehicle financial leasing business as an example,divided into three parts,five chapters to study the internal and external financial risk in the company's new energy vehicle leasing business,leasing company aims to explain how to better control in the new energy vehicle leasing business in avoiding financial risk.First of all,the first three chapters of this thesis are to define the theoretical model of "auto financing lease",to clarify the basic theory and to introduce the company case.In the first chapter of the text leads to central idea in the background of what made important elaboration,and expounds the significance and essence of the behavioral context,giving the reader a clear framework,and the domestic and foreign literature to do a brief review for the research,made an important cushion;the second chapter is the theory of elaborate on car leasing mode,paving the way for later research and analysis;the third chapter is the key introduction of SNG Holdings Limited by Share Ltd and new energy automobile leasing business.Secondly,the fourth chapter of this article mainly Han Hua holdings company's new energy vehicle leasing business as an example,the internal and external financial risk Interpretation Inc may face in business,the company improve the control risk aversion measures indicate the direction of development for Han hua Financial Holding Co.,Ltd..Finally,the fifth chapter of this paper is focused on the Han hua Financial Holding Co.,Ltd.encountered new energy automobile leasing business in the financial risk put forward specific recommendations and rich practical significance: first,followed by the national policy and industry trends;second,strengthen investigation and comprehensive financial due diligence;third,improve the financial management system and system optimization.I hopes that through the elaboration and the research of this paper,the financial leasing companies can better avoid the financial risks when they are engaged in the financial leasing business of new energy vehicles.