A Typical Survey Report On Hebei Financial Poverty Alleviation

Poverty alleviation and development is one of our basic state policies and long-term historical task.It's the top priority of building a well-off society in an all-round way and realizing the goal of " two years of one hundred years ".In 2016,13 th Five-Year planning puts forward that it's essential for China to be out of poverty comprehensive in 2020.To implement the major decision deploying the national poverty alleviation,the Hebei Provincial Finance Office of financial institutions have organized financial institutions to establish Fuping financial poverty alleviation demonstration county as a breakthrough since the beginning of 2014,using financial,fiscal two levers,inspiring the difficulties of the masses of entrepreneurship,promoting the development of special industries in poverty-stricken areas.And it has achieved gratifying results.The implementation of the mode " government bank enterprise farmers insurance" in Longhua County has also been successful.The success of financial poverty alleviation pilot of Fuping County and Longhua County has proved that financial poverty alleviation is an accurate,endogenous,sustainable,propagable and new way of poverty alleviation.In order to understand in depth the Hebei Province financial poverty alleviation work,this paper focuses on the Fuping County,Longhua County and Quyang County to survey,based on the review of related research on financial poverty alleviation.Using the survey method combined with the questionnaire survey,field visits,interviews and other forms,the author analyzed the present situation of financial poverty alleviation of Fuping County,Longhua county and Quyang county in Hebei Province,from the impoverished county farmers basic situation,economic situation,loan demand and usage situation,cognitive level of financial poverty alleviations,the practice and effect of financial poverty alleviation and other aspects.Analysis problems in the process of financial poverty alleviation of the three impoverished county in Hebei Province from the perspective of farmers,financial institutions and governments;learn from the successful experience of financial poverty alleviation both domestic and foreign;put forward countermeasures and suggestions on financial poverty alleviation afterwards for the three poverty-stricken counties in Hebei Province.And the suggestions are as follows:Improve farmers' financial knowledge level;promote thedevelopment of agricultural insurance;improve and perfect county rural financial service system;leverage the Internet Finance;innovative financial poverty alleviation model.The author hopes there has certain reference value for financial poverty alleviation work in Hebei Province and the paper can make contribution for all rural poor population in Hebei Province to be out of poverty stable in 2020 and all the poor county to be lifted out of poverty and backwardness.